Guides
Practical answers for small FCA-authorised firms, with the rules behind each one. For a single deadline, see compliance deadlines.
- FCA compliance calendar for advisers and brokersThe recurring FCA, Companies House and HMRC deadlines a small adviser or broker firm tracks, month by month for your year end, with the rules behind each one.
- What happens if you miss the RMAR deadlineA late or incomplete RMAR costs a £100 administrative fee since 1 April 2026, down from £250. What happens next, how to put it right and how to avoid it.
- Do you have to submit a nil complaints return?Yes. FCA firms file the complaints return even with no complaints. When it's due, how to file a nil return in RegData and what changes from January 2027.
- Changing your accounting reference date as an FCA firmChanging your year end moves your RMAR, Firm Details Attestation, accounts and tax deadlines. When to tell the FCA, how to file AA01 and what to tell HMRC.
- Fit and proper assessment for certified staff: what to checkUnder SM&CR, firms assess certified staff as fit and proper at least once a year. The three FIT criteria, what evidence to keep and what changed in April 2026.